Day: January 31, 2023
RBA cuts rates, but are you still beating rate creep?
With the RBA cutting interest rates again this week – it’s an apt time to talk about lending. I’ve been doing this for a long…
Dealing with the rise of house sharing & splitting expenses
Even though it’s been rough sailing lately, Australian population growth in the capital cities is in overdrive, and the property has just kept ticking upwards.…
Ditching Dollarmites? How to create your own School Banking program at home
Teaching kids about how to manage money is more important than ever in a consumer-focused world that’s designed to get people to part with their…
Go green. How to upgrade your home without the upfront.
Renewable energy is the way of the future. There are no two ways about it. Well, it’s probably the way now. Plenty of reasons to…
Your low down on Assessment Rates & what they mean!
Our friends at APRA recently announced they are making changes to serviceability assessments that banks must follow on residential home loan applications. Link here. So what’s…
Tracking your Energy Consumption
Getting bills to suck, there are no two ways about it. But what makes them double-ly suck is when they are way higher than you’d…
Emergency Funds
The problem with unexpected expenses is that we don’t expect them… or more accurately, we hope them to happen to others, just not us. Whether…
The ATOs snazzy new app to kick off FY20 tax
Tax time can be as straightforward or as complex as you make it. The most considerable pain when July 1st rolls around is reconciling expenses…
Navigating the world of Savings Accounts
Cool, so you’re starting to get some savings together. Go you. But now you’re rocking the same savings account you had as a kid, or…